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What is Obamacare?

Obamacare is the nickname for a law Congress passed in 2010. The law is officially known as the “Patient Protection and Affordable Care Act.” It is intended to reform the American healthcare system by providing access to quality, affordable health insurance for nearly every American and reducing the cost of healthcare in the U.S.

Under Obamacare, all health insurance plans must provide the following 10 Essential Health Benefits:

  1. Ambulatory patient services.
  2. Emergency services.
  3. Hospitalization.
  4. Maternity and newborn care.
  5. Mental health services and addiction treatment.
  6. Prescription drugs.
  7. Rehabilitative and habilitative services and devices.
  8. Laboratory services.
  9. Preventive and wellness services and chronic disease management.
  10. Pediatric services, including dental and vision care.

  11. Obamacare Plans meet the “minimum essential coverage” requirement of the Affordable Care Act.

    You can enroll in an Obamacare Plan only during the Open Enrollment Period -- which begins on November 1, 2020 and ends on December 15th, 2020 for 2021 coverage -- unless you qualify for the Special Enrollment Period.

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ObamacareUSA.org
700 S. Flower St., Suite 640,
Los Angeles, CA 90017

ObamacareUSA.org is an independent marketplace and is not a federal or state Marketplace website. ObamacareUSA.org does not provide quotes or sell insurance directly to consumers, is not affiliated with any exchange, and is not a licensed insurance agent or broker. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website or go to the Health Insurance Marketplace website at www.HealthCare.gov

Advertised Pricing:

There are several factors that impact your monthly premium; including, but not limited to your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, this result is subject to change.