Obamacare is the nickname for a law Congress passed in 2010. The law is officially known as the “Patient Protection and Affordable Care Act.” It is intended to reform the American healthcare system by providing access to quality, affordable health insurance for nearly every American and reducing the cost of healthcare in the U.S.
Under Obamacare, all health insurance plans must provide the following 10 Essential Health Benefits:
Obamacare Plans meet the “minimum essential coverage” requirement of the Affordable Care Act.
You can enroll in an Obamacare Plan only during the Open Enrollment Period -- which begins on November 1, 2020 and ends on December 15th, 2020 for 2021 coverage -- unless you qualify for the Special Enrollment Period.