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When is The Open Enrollment Period?

The Open Enrollment period starts on November 1, 2020 and ends on December 15, 2020. If you enroll by December 15, 2020 your coverage will begin on January 1, 2021.

Unless Congress acts to extend the December 15, 2020 deadline, you will be unable to purchase an Obamacare Plan until the next Open Enrollment period begins in the fall of 2021. Between this Open Enrollment Period and the next period, you can only enroll in an Obamacare Plan if you have a Qualifying Life Event.

If you previously purchased an Obamacare Plan in 2018/2020, that coverage will expire on December 31, 2020. You can choose to either renew your current plan or purchase a new plan, but you have to act before December 15, 2020.

When Does Coverage Begin

If you enroll during the Open Enrollment period, your coverage begins as follows:

Enrollment during the first 15 days of the month -- your coverage will begin on the first day of the following month. For example, if you enroll by December 15, 2020, your coverage will begin on January 1, 2021.

Enrollment between the 16th and last day of the month -- your coverage will begin on the first day of the second month following your enrollment. For example, if you enroll on December 16, 2020, your coverage will begin on February 1, 2021.

So don’t waste another minute of Open Enrollment! ObamacareUSA.org connects you to virtually every health plan available during Open Enrollment. Compare plans and find the best coverage for the lowest rate now!

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ObamacareUSA.org is an independent marketplace and is not a federal or state Marketplace website. ObamacareUSA.org does not provide quotes or sell insurance directly to consumers, is not affiliated with any exchange, and is not a licensed insurance agent or broker. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website or go to the Health Insurance Marketplace website at www.HealthCare.gov

Advertised Pricing:

There are several factors that impact your monthly premium; including, but not limited to your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, this result is subject to change.